Over the past years, China's new housing transactions have been dominated by off-plan housing. This form of transaction has eased the financial pressure on developers and played a role in promoting the development of the commercial housing market. However, the disadvantage of the off-plan transaction is that the quality of housing delivery cannot be guaranteed, and the project may even be unfinished. Although the probability of homebuyers encountering an unfinished sale is small, it is an unbearable burden.
Since the second half of 2021, the real estate market situation has undergone rapid changes. Developers, including some well-known companies, have experienced financing interruptions, debt defaults, and credit "collapse". Affected by this, the confidence of home buyers is obviously insufficient. . Under the squeeze of financing and sales, the life of real estate companies has become more and more difficult. Coupled with the impact of the epidemic, construction projects in many cities across the country have been suspended or even unfinished.
Unfinished projects have become a scar in the city and a wound in the hearts of prospective owners. When unfinished real estate is no longer limited to one company, one city, and one place, market panic is slowly forming, and under the vicious circle, it further leads to a decline in home buying confidence and a colder market transaction.
If one rotten apple is not taken out, the whole basket will be rotten. Therefore, in order to promote the stable and healthy development of the real estate market, the top priority should be to prevent the unfinished business of real estate and to promote the resumption of work and production of suspended projects. Only by ensuring that the house purchased by the buyers will not be unfinished, and that the money spent will not be wasted. , they dared to make big strides into the sales department.
Today, many places have begun to solve the problems of unfinished ends, but we also see that the actual effect is similar to that of the common people ( 39.44 -0.43%, clinic There is still a gap in the expectations of ), and in the middle, there are not only reasons for the lack of policy support, but also exposure of some developers to act and go through the motions.
Solving the unfinished building is a systematic project, which requires joint efforts of many parties. Government departments should not only strengthen the supervision of pre-sale funds, prevent the misappropriation of funds, but also give full play to the policy space, coordinate the forces of all parties, and actively revitalize the projects; financial institutions should respond to the policy call, and lending institutions should focus on meeting the reasonable needs of housing enterprises and disposing of non-performing assets. Institutions should increase their disposal efforts and cut off the chain of the vicious circle as soon as possible; developers should abide by their duties, fulfill their contracts conscientiously, and leave the market without lying flat, pretending, or cashing out.
The house is the residence of thousands of households, and the houses cannot be delivered, which is the lack of "living and living"; the house is the carrier of wealth, the unfinished end of each real estate is the loss of hard-earned money of the people; the house is still the landscape of the city , the bareness of the land is the loss of beautiful homes. The smooth delivery of the house is the most basic requirement for the performance of the contract. When this requirement is fully satisfied, the buyers will have the confidence and courage, and the real estate market will recover.