Yesterday, the Hangzhou Housing Provident Fund Management Committee issued a notice (hereinafter referred to as the notice) on raising the loan amount of housing provident fund for families without housing, which will be implemented from the date of issuance. The preferential policies for other loan quotas are not superimposed on this loan quota increase policy.
The "Notice" pointed out that in order to further play the role of housing provident fund credit, increase support for households without housing to solve basic housing problems, and improve the differentiated credit policy of housing provident fund, according to the "Zhejiang Provincial Department of Housing and Urban-Rural Development, Zhejiang Provincial Department of Finance" . Notice of the People's Bank Hangzhou Central Sub-branch on Organizing and Implementing the Phased Support Policies for Housing Provident Funds (Zhejian Jinjianfa [2022] No. 61), with the consent of the municipal government, it is now to increase the housing provident fund loans for families without houses in Hangzhou Notification of quota-related matters.
The notice clarifies that if the employee's family does not own a house and has no housing loan record, if they apply for a housing provident fund loan when they purchase an ordinary self-occupied house for the first time, the maximum family loan limit will be increased by 20%.
Among them, the maximum amount of housing provident fund paid by a single employee in Hangzhou urban area has been increased from 500,000 yuan to 600,000 yuan, and the maximum amount of housing provident fund paid by husband and wife has increased from 1 million yuan to 1.2 million yuan. Tonglu County, Chun'an County, Jiande City adjusts according to the local maximum loan limit standard.
